Health Care Reform Bill 2009
To start with, this is a very “touchy” subject for all.
I am stating my personal beliefs and thoughts and in no way want to offend anyone with this topic. We all have a right to express our opinions in a friendly format, as are my intentions.
Be as it may, I am only touching on just bits of the Health Care Reform Bill.
From what I have heard and seen from the news, I have my concerns, I agree
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with part of the bill but not all of it.
In regards to the illegals in the United States of America, I do not believe they should be entitled to health care benefits or education.
Why?
Because there are 48 million Americans without insurance. The other side of the coin is this, what are the breakdown percentages of why the 48 million do not have insurance?
- What is the percentage that chooses to buy cigarettes, drugs, and alcohol when they have the financial means to purchase an individual insurance policy?
- What is the percentage that has the financial means to purchase an individual insurance policy and chooses not to?
- What is the percentage that does not have the financial means available to purchase an individual insurance policy?
- What is the percentage that lost insurance due to divorce and does not have the financial means available?
- What is the percentage that if they had the means financially available to purchase an individual insurance policy are ineligible due to a pre-existing condition that is an automatic denial by all insurance companies because the medical condition is in the top 10 list of automatic denials such as Epilepsy, Diabetes, Asthma and Cancer to name a few?
- What is the percentage that is ineligible for Medicaid due to income restrictions no matter how small the amount?
- What is the percentage of age 65 years and older?
- What is the percentage of persons’ age 20 to 30 years?
- What is the percentage of persons’ age 31 to 40 years?
- What is the percentage of persons’ age 41 to 50 years?
- What is the percentage of persons’ age 51 to 65 years?
- What is the percentage of females without health insurance?
- What is the percentage of males without health insurance?
In regards to the public option, that sounds okay, but need to have more details regarding it. However, I do not support government control of health care. Just look at Medicare and Medicaid. Enough said.
It has been said that persons with pre-existing conditions will be covered, my questions is this. What is the catch? This is something I do not trust. Concerning pre-existing conditions, I would not be surprised if there are still requirements to be met for an individual or group policy. However, I could be wrong.
Concerning insurance companies, yes I agree changes need to be made and individual and group policies need to be affordable for the consumer and the employer. Health care costs are rising for several reasons.
I do believe that health care reform needs to happen but in a way that it works for all of us, how that is achieved is going to take much work, decision making, reviewing of finances, listening to the people, working with health insurance companies, and to stop spending money unnecessarily in the federal and state programs that are not a necessity.
The majority know I am quite passionate about health care reform and the illness I live with. Most are unaware that I am unable to financially purchase an individual insurance policy and also uninsurable due to my Epilepsy. I am ineligible for Medicaid by $6.04.
If I had the financial means to purchase an individual health insurance policy I would automatically be denied due to a pre-existing condition – epilepsy which insurance carriers consider being too costly to insure persons with this disability and chronic illness.
Since I have a disability, many are probably wondering why not get Social Security? Tried and was unsuccessful, as I am not disabled enough according to their criteria.
The only way I will ever be able to have health insurance is if I am married, gainfully employed with benefits through group policy or the health care reform bill changes to allow persons with pre-existing conditions to be covered on an individual policy without requirements to be met.
If I had the financial means available yes I would purchase a policy in a heartbeat. If I were eligible, I would purchase a policy. At present time, I do not meet the requirements necessary for purchase of an individual health care policy and I am not happy about it.
The one thing I am thankful for is the fact that my son is covered by his father’s policy since we are now divorced, but if that option was not available he would have been covered by Medicaid. At least all children are covered.
We live in a time of uncertainty.
Watch the video related to health care reform bill
President Obama released a statement at 11:43 PM ET: Tonight, in an historic vote, the House of Representatives passed a bill that would finally make real the promise of quality, affordable health care for the American people. The Affordable Health Care for America Act is a piece of legislation that will provide stability and security for Americans who have insurance; quality affordable options for those who don’t; and bring down the cost of health care for families, businesses, and the …
Help answer the question about health care reform bill
Is the US health care reform bill missing an important element?
In our haste to pass what may or may not be an important bill relating health care, has it occurred to anyone to consider how much we may be save by passing lawsuit reform as well? Each year millions of dollars if not more go to waste in the court system over lawsuits, which causes our taxes and our health insurance to go up that the system can pay the judges and lawyers there court fees and doctors can pay their skyrocketing malpractice insurance rates. Any attempt at health care reform would have to address this point as well if we were to see meaningful results from Obama administration’s push to overhaul the US health care system, yet this has gone largely unnoticed. Shouldn’t we be pushing for lawsuit reform in this health care reform as well so as to maximize the benefits of any such overhaul?
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Yours in healthy living,
Temperance Rae Deurnton
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